About a man who became so poor that he had to sleep on the street after losing his job~
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A questionnaire survey conducted by the National Bank and other institutions showed that if they lose their source of income or become unemployed, 32% of Malaysians will only have enough savings to cover one week’s expenses at most.
The survey results showed that more than 75% of the respondents admitted that it would be difficult to come up with RM1,000 immediately for emergencies.
Bank Negara Malaysia deputy
chief executive Syed Abdullah said at the 2017 Malaysian Consumers Association (FOMCA) convention on Tuesday that a large number of Malaysians only focus on immediate List Of Real Mobile Number List gratification and have a short-sighted tendency towards financial planning.
“This group includes the new generation of millennials, as they only care about pursuing and enjoying the latest digital gadgets.”
He said the survey results
Also showed that 38% of young people rely on personal loans to survive, while 47% of the respondents survive through the convenience of credit card loans.
He pointed out that the respondents’ poor financial planning showed that they had insufficient knowledge in risk management and returns, thus rendering them incapable of making rational financial decisions.
He also said that from 2015 to the first ASB Directory quarter of 2017, Malaysians unfortunately lost about RM379 million in fraud cases.
